Publication details
Kapitálová přiměřenost u poskytovatelů platebních služeb
| Title in English | Capital adequacy of payment service providers |
|---|---|
| Authors | |
| Year of publication | 2020 |
| Type | Article in Proceedings |
| Conference | Cofola 2020: Sborník příspěvků mladých právníků, doktorandů a právních vědců |
| MU Faculty or unit | |
| Citation | |
| Web | Open access sborníku |
| Keywords | Capital Adequacy; Payment Service Providers; Approaches for Calculating Capital Adequacy; Application for a License. |
| Description | The paper focuses on approaches for calculating capital adequacy of payment institutions and electronic money institutions. Capital adequacy and its calculations, including the justification of the approach chose, are one of the essential elements of an application for a payment institution license or an electronic money institution license. This paper discusses the selection of an appropriate approach to the calculation of capital adequacy ant he possible advantages and disadvantages associated with the approaches. The capital adequacy requirement is heavily regulated at European Union and national level, and therefore the issue will be examined in more detail with regard to the current legislative basis |
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