Publication details

Cross-Generational Investment Behavior and the Impact on Personal Finance


ZURECK Alexander REITER Julius SVOBODA Martin

Year of publication 2018
Type Article in Periodical
Magazine / Source Journal of International Business Research and Marketing
MU Faculty or unit

Faculty of Economics and Administration

Keywords Personal finance; Investment behavior; Young people; Retirement
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Description The purpose of this paper is to investigate socio-economic development condition and convergence evaluation in the EU-28 states in the context of the EU policy goals. The aim of this research is to estimate socioeconomic disparities and convergence problems in the European states by applying real valuations of well-being situations and economic development challenges in the EU member states. The research methodology is based on the European Commission legitimate documents application and socio-economic strategies, on the convergence theory and convergence scenario calculations along with socioeconomic forecasts analysis in the EU states. This research presents information about different socioeconomic indicators, indexes, and scheme of information`s flows for convergence level estimation. This study contains objectives and general outlines of period 2014-2020 in the framework of Europe as a whole, as well its impact on the EU member states economies and living conditions. Changes in the main socioeconomic concepts impact on EU convergence policy and rapidity of convergence depends on the initial discrepancy of the development level in the EU states. The efficiency of European convergence policy can also be improved by significant economic growth and by a clever choice of the country-specific social activities. This research investigates above information for social situations estimations in EU states as well as GDP growth, unemployment, population's income level and different welfare indicators. Themain results reflect the overall economic situation valuation in the EU countries and present European convergence policy's impact on social development in the European states. The conclusions contain socio-economic situations appreciation in the context of European strategy goals and social inequalityproblems clarification in the EU states.
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